FilteratyPayComing soon

Pay your contractor in stages. Stay in control.

Agree on the payment stages before work begins. Review each stage before you pay, with invoices, photos and payment records kept in one place.

Post a project
A quote in four payments, each invoiced with photographs of the work

Example project

How FilteratyPay works

One kitchen renovation of $12,000.00, billed in four stages. Each stage is invoiced with photographs of the work, and the homeowner pays before the next one starts.

  1. The kitchen stripped and prepared, with new materials stacked against the wall1

    Deposit

    $2,400.00

    Paid

    Agreed and invoiced before the first day.

  2. The same kitchen with the new framing finished2

    Framing

    $3,600.00

    Paid

    Invoiced with photographs of the finished framing.

  3. The same kitchen with the tiled backsplash finished3

    Tiling

    $3,600.00

    Due now

    Invoiced with photographs. Ask for a correction, or pay.

  4. The same kitchen finished and complete4

    Final payment

    $2,400.00

    Not billed yet

    Billed once the kitchen is finished.

Illustrative figures for one kitchen job, never Filteraty pricing. Filteraty holds none of the money: you pay the contractor directly, and every payment is recorded here.

Invoice
Photos
Receipt

One place for all of it

The quote, the invoices, the photographs and the receipts stay with the project, for both of you.

On the invoice

Credit cardBank payment

Recorded on it

e-TransferCheque or cash

Pay the way you want

Card and bank payment go through the invoice. Anything else you agree is recorded on it.

Deposit capped at 30%

At least 4 stages from $15,000.00

Never one big payment

Filteraty's payment rules cap the deposit at 30% of the price. A job of $15,000.00 or more is billed in at least four stages.

For contractors

Send a quote in minutes, invoice each stage from your phone with photos, and get paid by card or bank payment into your own account. Your invoice, your name, your GST/HST number.

Join as a contractor

Common questions

Does Filteraty hold my money?
No. You pay the contractor directly, into the contractor's own payment account or by any method you agree. Filteraty never receives, holds or forwards a payment.
What if the invoice is wrong?
Ask for a correction from the invoice itself. The contractor voids it and sends a corrected one, or proposes a change order you approve first. An issued invoice is never edited in place.
What does it cost?
Filteraty charges nothing on a payment. The card or bank payment provider charges the contractor its own fee, as it would anywhere.
Can we still agree things outside the platform?
Yes. A payment made by cheque, cash or transfer is recorded on the invoice as paid another way, so the record stays complete.
What is the 10% holdback?
Under Ontario's Construction Act an owner may retain 10% of what is billed. Filteraty shows the rule at checkout and records what you chose. It does not decide for you.

Start with a project

Describe what needs doing, get matched to screened contractors, and use FilteratyPay once you hire.

Post a project